Month: October 2020
Choose your M.A.S.K.
Choose your M.A.S.K.
Mindset About Saving Kit
This is the must-have kit – suits all seasons, never goes out of style! Once you stock up on this kit, you’ll wonder why you ever went without!
In fact, this kit is so must-have, that you already have it! It just needs a recharging every now and then!
Details of what’s included in this life-changing kit:
Write down your Saving Goals and review them regularly
Ability to Automate
Automate your Savings – send your money where it needs to be, without having to manually take care of it
A Vision Board
Visualise ‘future you’ when you reach your saving goals – see yourself on that holiday, in the new house or getting through Christmas without incurring debt
Spot the Difference Game
Learn how to identify what is something you absolutely need, versus something that is just a want.
Turn your savings into a game! Challenge yourself to various savings targets by using or creating fun Savings Challenges
It really helps to track the progress you’re making towards a Saving Goal – the sense of achievement is motivation to keep going
Celebrate those successes – halfway to a goal calls for a treat!
Bonus, Limited Offer!
3 Pack of ‘Before you Spend’ Flash Cards:
1. Do I already have this/similar?
2. Will something else go to waste if I buy this?
3. Is this a planned Purchase?
Don’t delay, M.A.S.K. up today!
**My One Foot in the Save Planner Bundle is now available for purchase**
Please follow the below link to bring you to my Etsy Shop where you can get my Weekly Meal Planner and Shopping List Bundle. This bundle will last you for a year and costs €12.
**New Product Announcement**⠀
Of all the steps I took to get my finances in order, Meal Planning has been the biggest help. Not only has it helped me cut down on costs, but it has allowed me to drastically reduce my food waste. I have a pattern for my Meal Planning each week:⠀
• Check what’s in my Fridge, Freezer & Pantry⠀
• Check Supermarket Special Offers⠀
• Make my Meal Choices⠀
• Write my Shopping List⠀
I thought of creating my own Meal Planner because I wanted it to be one that would work best for me. I wanted to have a Planner that would work well as both a Health & Spend Tracker too. So I did! I’m delighted to be able to show you all my new One Foot in the Save Meal Planner and Shopping List!⠀
On the Planner we have a space for each Day and each Meal. I’ve also included some Health Trackers to help us monitor our Water and Fruit & Veg intake. Then I have a section for Vitamins to mark off when vitamins or medication has been taken. Lastly for this section I’ve got a Step Count tracker. Monitoring all of these has really been helping me stay on track. Particularly helpful in reminding me to take my vitamins every day!⠀
The other section I’ve included is a Weekly Food Budget tracker. Here we can record our spend at the supermarket, butchers and so on. It has been helping me to avoid overspending on food, and keeping me honest when I overspend!⠀
Along with the Meal Planner, I created a Shopping List Notepad. Small enough to pop in your hand bag before heading to the shops. For a larger shop I’ve used both columns, but most often I use the left for the item and the right to remind me which shop has the best price for it that week! ⠀
I really hope you enjoy my new creations and that you’ll find them as useful as I have. Each tearaway notepad has 50 good quality pages and they’ll be sold as a bundle. I’ll be running a giveaway over the weekend before releasing them for sale next week!⠀
Let’s Talk About Debt, Baby!
As you know, I took a break from my page for a while but I’m now back – motivated and committed. Raring to kick debt’s ass!!! While I took a break from the page, and certainly treated myself to far too many non-essential items, I didn’t stray too far off my financial journey. ⠀
Financial wins over the past few months:⠀
💳 Paid off my Credit Card debt ⠀
💰 Had a large Expense but was able to use Savings to cover⠀
📈 Only decreased debt figure – no increases⠀
When I started on this journey, my Personal Debt figure was over €27,000. Just FYI, for me, Personal Debt is Credit Card, Personal Loan and Car Loan – so doesn’t include the Mortgage. When I took my break, that figure stood at just under €19,500.⠀
I am pleased to say that right now my Personal Debt figure stands at just over €11,000. (Exact figures are in my Bio). I have been able to do this by budgeting, planning and spending consciously. ⠀
I am so ready to say Goodbye Forever to this Debt and so glad to have you all on this journey with me!⠀