So let me start by introducing myself, along with a quick home truth! My name is Emer and I’ve become a terrible saver, but rather good at wasting. There – I’ve said it. Now to do something about it….
I should, I suppose, elaborate a little. It’s not that I’m running up huge debts, or can’t afford to buy the things I need. But, like a lot of us, I’m living paycheck to paycheck and it’s something I’d like to change. Who doesn’t love that elated feeling the week after pay day – when you feel you can afford to splash out. But then come two weeks before the next payday – that feeling is long gone and it’s time to tighten the purse strings.
I have read about some folks in their 30’s and 40’s who have managed to live a frugal life, make sound choices, take early retirement and travel the world. Given that I’m in my mid-30’s and have no plans (or means!) to retire in the next ten years, I don’t see this as a feasible goal for me. However, after a recent review of my pension pack, noting the retirement date of 2048 and picking myself up off the floor; I have decided I can at least try work towards a goal where I am not going to the zimmerframe store on the way home from my retirement party! Or at least be in a position to buy the fanciest zimmerframe there is!!
I want to work towards making changes to my life that will result in me having a rainy day fund – a financial comfort blanket if you will. I no longer want to waste money and I want to get out of the pattern of overspending at the start of the month, leaving me scrimping in the week (or often weeks) before payday.
Along with saving money, I really want to reduce my waste. I don’t enjoy having to throw away uneaten food, see items go past their sell by dates or have a kitchen full of food with “nothing for dinner”. I also want to use what I have – I have a skincare & makeup stash that would rival any Boots pharmacy. And lastly, I need to start wearing what I have. Thanks to social media and it’s many fashion influencers, along with the ease of buying online, I have bulging wardrobes with enough clothes to dress an army. Albeit, a rather stylish army!
So I’m starting this blog as a way of helping – helping me stay on track towards my goals and hopefully helping some of you as I share my tips and tricks along the way. I’ll have money saving tips, bargain finds, recipes, reviews and lord knows what else. So stick around, say hello, follow my pages and enjoy our saving journey together! It’s not about perfection, it’s about making better choices!
The intro is superb. Eagerly waiting for the tips and tricks😁
Reading this I feel you have accurately reflected the financial attributes of so many of us….. easy come – easy go!